Personal Finance Blog

What Is a Tradeline & How Does It Impact Your Credit Score Header - 01What Is a Tradeline & How Does It Impact My Credit Score?
January 10, 2023
A tradeline is simply an account listed on your credit report and all its associated details. Tradelines include credit cards, mortgages and student loans. Read more.
What Is AMEXDSNB and Can You Remove It From Your Credit Report Header - 01What Is AMEX/DSNB and Can You Remove It From Your Credit Report?
January 6, 2023
AMEX/DSNB stands for American Express/Department Stores National Bank. You may see it on your report if you have a Macy's Inc. or Bloomingdale AMEX card. Read more.
1-1 (2)New Year's Money Resolutions, Based on Your Zodiac
January 4, 2023
Ringing in the new year comes with its perks, as we are presented with a clean slate. Whether personally or professionally, intention setting will require a certain amount of hard work and dedication, and your money resolution for 2023 is no exception. Read more.
Truebill vs. Mint Which Budgeting App Is Best - HeaderRocket Money (Truebill) vs. Mint: Which Budgeting App Is Best?
January 3, 2023
Mint focuses on budgeting and creating savings goals, while Truebill focuses on lowering your bills or canceling unused subscriptions. We'll explain more below. Read more.
Does Paying Utility Bills Build Credit - HeaderDoes Paying Utility Bills Build Credit?
January 3, 2023
Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.
How To Build Credit With A Secured Credit Card - HeaderHow To Build Credit With A Secured Credit Card
December 28, 2022
Secured credit cards are designed for people who are looking to improve their credit, but where do they begin? We explain ways on how to build credit with it. Read more.
Man denied for a secured credit cardWhat to Do If You’re Denied a Secured Credit Card?
December 28, 2022
Getting rejected from a secured credit card can be confusing. We'll explain what to do if you were denied a secured credit card and the reasons why it happened. Read more.
YNAB vs. Mint Which Budgeting Tool Do I Need Header - 01YNAB vs. Mint: Which Budgeting Tool Do I Need?
December 22, 2022
This post explains the differences between YNAB and Mint so you can choose the right budgeting app for your personal preferences and financial plans. Read more.