Personal Finance Blog

How to Use a Paid-in-Full Letter (+ Template) Header - 01How to Use a Paid-in-Full Letter (+ Template)
March 1, 2023
A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.
Does Paying off Collections Improve Your Credit Score Header - 01Does Paying off Collections Improve Your Credit Score?
February 27, 2023
Paying off your collection account may improve your credit score and will depend on the credit scoring model that your lender used and the type of debt. Read more.
Should You Leave a Balance on Your Credit Card Header - 01Should You Pay Your Credit Card in Full or Leave a Balance?
February 27, 2023
It is best to pay off your credit card by the end of each billing cycle if you are able to do so. We'll explain what happens if you don't end up paying. Read more.
What Happens If You Don’t Use Your Credit Card Header - 01What Happens If You Don’t Use Your Credit Card?
February 22, 2023
Not using a credit card on its own will have no impact in the short-term, but if a credit card is closed due to inactivity, it may hurt your credit score. Read more.
1-2-minMeet Jacent Wamala, Host of the Self Podcast
February 22, 2023
Follow along to hear more about her story as a therapist turned money mindset coach, plus her experience hosting our first ever podcast series. Read more.
What Is the Minimum Credit Score To Rent an Apartment or House Header - 01What Is the Minimum Credit Score to Rent an Apartment or House?
February 20, 2023
The minimum credit score required to rent a house may vary depending on the landlord, the current housing market, and what city or neighborhood you live in. Read more.
How to Get Your Chase Overdraft Fees Waived Header - 01How to Get Your Chase Overdraft Fees Waived
February 20, 2023
The best way to have your Chase overdraft fees refunded is by contacting a Chase representative. You can get in touch with them by calling 1-800-935-9935. Read more.
What Is the Minimum Monthly Payment on Medical Bills Header - 01What Is the Minimum Monthly Payment on Medical Bills?
February 15, 2023
In this post, we go over how to handle your medical debt, your rights as a consumer and what payment options you have. Read more.