If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.

THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.

VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.

When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.

Late payments stay on your credit report for seven years from the original delinquency date. Learn how late payments impact your credit score, when they fall off, and steps you can take to remove inaccurate information. Read more.

As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.

We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.

If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.