A charge-off has the potential to impact your credit score—making it harder to qualify for loans, credit cards, and even affordable housing. This guide breaks down what a charge-off is and what it means for your credit score. Read more.
In most states, companies have every right to deny you a job due to your poor credit history. Here are a few ways to get ahead of the potential problem.
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Learn what to expect from a rental credit check, what landlords look for, and how to prepare your credit to improve your chances of approval. Read more.
Summer is here. As we daydream about getaways and lounging poolside with our friends, it's also a great time to hit "pause," reflect on your financial journey, and make any necessary tweaks. Read more.
The good news is that filing for unemployment does not have a direct impact on your credit score, but a job loss can trigger indirect problems that may affect your credit score. Read more.
If you’re looking for ways to rent an apartment with no credit, this post gives you different options to consider, from getting a cosigner to negotiating with the landlord. Read more.