Credit

Credit Lock vs. Credit Freeze Differences and Uses Explained - header 1Credit Lock vs. Credit Freeze: Differences and Uses Explained
April 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
ITIN vs. SSN Header - 01ITIN vs. SSN: What Are The Differences?
March 31, 2022
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
student-loans-on-creditDo Student Loans Affect Your Credit Score?
March 25, 2022
Making your student loan payments on time can help your credit score, but if you are late or have missed payments, it may hurt your score. Read more.
Non-Sufficient Funds (NSF) Fees Header - 01Non-Sufficient Funds (NSF) Fees: What They Are and How to Avoid Them
March 23, 2022
An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.
Credit Report Dispute Form Header - 01FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?
March 22, 2022
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
Bank balance negative - header 1The Causes and Costs of a Negative Bank Balance
March 22, 2022
Spending more money than you have in your bank account will leave you with a negative balance. Learn how to avoid a negative balance and next steps to take. Read more.
Credit hack - header 110 Easy Credit Hacks To Help You Boost Your Score
March 14, 2022
If your credit score still has some room to grow, you can use these 10 credit hacks to get it into better shape in just a short time. Here's how to start. Read more.
Can You Reopen a Closed Credit Card Account Header - 01Can You Reopen a Closed Credit Card Account?
March 1, 2022
Can you reopen a closed credit card? This article will explain the reasons why your account might have closed and provide you with steps to try and reopen it. Read more.