VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.

Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.

If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.

You can build credit with no credit history using a credit builder loan, a secured credit card or by becoming an authorized user. Learn more ways here. Read more.

Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.

To get a better idea of how Afterpay impacts your credit history, this article shows you how Afterpay works and how it can affect your finances. Read more.

In this post, we go over what happens if you don’t pay medical bills, how it impacts your finances and what to do if you can’t afford your medical bills. Read more.

The best time to pay your credit card bill is always by the due date, but there may be benefits to paying early. Learn more about when you should pay here. Read more.