Find out what portion of your credit card limit to use, how utilization impacts your credit score, and why carrying a balance isn’t required. Read more.

In this post, we discuss how to raise your credit score by 50 points or more with tips on how you could make that happen and what that could mean for your credit. Read more.

If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.

A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.

The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.

A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.

CREDCO is short for CoreLogic CREDCO. If you applied for a mortgage, auto loan, or another type of credit, it may have appeared on your credit report. Read more.

If you’re applying for a time-sensitive loan, a lender may be able to use a rapid rescore to update your credit report quickly to show recent positive changes. Read more.