If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. Luckily, there are steps you can take to build your credit over time. Read more.

Credit cards are a powerful financial tool, but misconceptions about their use can lead to confusion. We’ve debunked the most common myths to help you stay informed. Read more.

You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.

In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how to use the types of credit. Read more.

Can you reopen a closed credit card? This article will explain the reasons why your account might have closed and provide you with steps to try and reopen it. Read more.

Equifax and Experian are the most common credit bureaus used among auto lenders. While TransUnion may be less frequently used, lenders may use it as well. Read more.

This article shows you how to open a bank account inaccessible to creditors and offers some tips on understanding wage garnishment. Read more.

Knowing your credit card utilization rate and why it’s important can help you better manage your finances. Read on to learn more. Read more.