Learn how FICO® Score 9 works, how it differs from FICO® Score 8, the key credit scoring factors, and tips to help you build credit. Read more.

To understand lender policies and repossession laws, this article discusses the details about repossession and what you can do if you miss a car loan payment. Read more.

The NCUA and the FDIC both provide insurance for deposits at financial institutions, but how do they work and what sets them apart? Read more.

A home equity line of credit (HELOC) lets you borrow against your home’s equity. Learn how it works, what it can cost, and whether it could meet your borrowing needs. Read more.

Earned Wage Access (EWA), also known as instant or on-demand pay, lets you access a portion of your earnings before payday—helping you manage cash flow more smoothly. Read more.

Is a 690 credit score good? Find out what it means and how it can affect your chances of qualifying for loans, credit cards, and more. Read more.

In most states, companies have every right to deny you a job due to your poor credit history. Here are a few ways to get ahead of the potential problem. Read more.

A charge-off has the potential to impact your credit score—making it harder to qualify for loans, credit cards, and even affordable housing. This guide breaks down what a charge-off is and what it means for your credit score. Read more.