You might have seen several hard inquiries on your credit report, after applying for either a credit card or loan. But how many hard inquiries is too many? Read more.

A flex loan is an unsecured line of credit that gives you easy access to cash. You get a preset amount of money you can borrow, which is like a credit limit. Read more.

If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.

Thinking of adding an authorized user to your credit account? To help you decide if it's the right thing to do, here are a few things to consider. Read more.

On your path to great financial health, you may encounter this question: should I increase my credit limit? Here’s why you should and when you shouldn’t. Read more.

The main difference between debit and credit cards lies in the old saying, “You can pay me now, or you can pay me later.” You pay now with a debit card. Read more.

Debt consolidation and credit card refinancing are the two most common choices for dealing with several lines of debt. Here are the differences between them. Read more.

We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.