Handling debt is not fun, but there are solutions. Credit card debt forgiveness is when a credit card company forgives some or all of your outstanding debt. Read more.

Available credit is the total amount of money you can borrow on your credit card. It's based on the difference between your current balance and your credit limit. Read more.

Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

While a charge card does not have a spending limit, and does not incur interest charges, like credit cards do, you must pay the full balance each month. Read more.

Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.

Remember that interest is an added cost of using your credit card. Interest is also not tax-deductible. So, read on and learn how to lower your credit card interest rate and save money. Read more.

Even if you already understand how interest charges work, you may not realize that credit cards calculate interest charges differently than other kinds of loans. While all of the details of credit card interest charges can seem complex, this article is meant to help you understand enough to make good decisions. Read more.

Some types of interest are tax deductible, but is credit card interest tax deductible? Learn more about credit card interest and how it relates to taxes. Read more.