Credit Report

Does Opening a Checking Account Affect Your Credit Score Header - 01Does Opening a Checking Account Affect Your Credit Score?
March 22, 2023
Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.
someone paying with afterpayDoes Afterpay Build Credit? Understanding Buy Now, Pay Later
March 21, 2023
To get a better idea of how Afterpay impacts your credit history, this article shows you how Afterpay works and how it can affect your finances. Read more.
9 Best Rent Reporting Services in 2023 Header - 018 Best Rent Reporting Services in 2023
March 5, 2023
Rent reporting services can help tenants work toward building their credit or raising their credit scores. Read on to see our list of the nine best services. Read more.
How to Use a Paid-in-Full Letter (+ Template) Header - 01How to Use a Paid-in-Full Letter (+ Template)
March 1, 2023
A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.
Does Paying off Collections Improve Your Credit Score Header - 01Does Paying off Collections Improve Your Credit Score?
February 27, 2023
Paying off your collection account may improve your credit score and will depend on the credit scoring model that your lender used and the type of debt. Read more.
What Is the Minimum Monthly Payment on Medical Bills Header - 01What Is the Minimum Monthly Payment on Medical Bills?
February 15, 2023
In this post, we go over how to handle your medical debt, your rights as a consumer and what payment options you have. Read more.
Principal vs. Interest on Credit Cards and Loans Header - 01Principal vs. Interest on Credit Cards and Loans
February 10, 2023
When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.
What Is FICO® Score 9 Header - 01What Is FICO® Score 9? How It Compares to FICO® Score 8
February 10, 2023
In this article, we explain the details of FICO® Score 9, FICO® credit scoring factors, the differences between FICO® Score 8 and 9 and credit-building tips. Read more.