A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.

Paying off your collection account may improve your credit score and will depend on the credit scoring model that your lender used and the type of debt. Read more.

In this post, we go over how to handle your medical debt, your rights as a consumer and what payment options you have. Read more.

In this article, we explain the details of FICO® Score 9, FICO® credit scoring factors, the differences between FICO® Score 8 and 9 and credit-building tips. Read more.

When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.

In this article, we detail what credit score you need for an Amazon card, the approval process, what to do if you’re denied and how the process impacts your credit. Read more.

Collection accounts typically remain on your credit report for 7 years from the original delinquency date of the debt. We'll explain how it could impact you. Read more.

Covington Credit is a financial services provider whose business includes offering loans to people who don’t typically qualify for most types of credit. Read more.