In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how better to use the types of credit. Read more.
Derogatory marks are negative items such as late payments, a foreclosure, a repossession or a default that can lower your credit score and stay on your credit report for years. Get more details and your options here. Read more.
Evictions can stay on your public record for up to seven years. An eviction doesn't show up on your credit report, but any financial effects could. Read this article to learn your options for getting the eviction removed from your record. Read more.
Unpaid medical bills can indirectly affect your credit report and score. You probably won't see the name of the health care provider on your report, though. More likely it will be the name of a collections agency. Read this article to learn more. Read more.