Learn how FICO® Score 9 works, how it differs from FICO® Score 8, the key credit scoring factors, and tips to help you build credit. Read more.

A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.

A charge-off has the potential to impact your credit score—making it harder to qualify for loans, credit cards, and even affordable housing. This guide breaks down what a charge-off is and what it means for your credit score. Read more.

CBE Group is a debt collection agency located in Cedar Falls, Iowa. They collect a variety of debts such as healthcare, telecommunications, or utilities. Read more.

Credit information is connected to an SSN, but there are other ways to check your score. Read on to learn how to check credit scores with an ITIN number. Read more.

A 700 credit score is considered a good credit score, but what does it mean for you in terms of borrowing, credit cards, and other types of credit? Read more.

A 300 credit score is the lowest score you can have, but what does this mean and how does it impact your ability to get credit cards and loans? Read more.

Here’s what to know about the differences between credit building and credit repair, and how to ensure you make the right moves to improve your credit. Read more.