If you’re willing to jump through a few extra hoops and perhaps pay your bill early, there’s a chance your credit score might improve from the effort. Read more.

Credit restoration helps fix errors on your credit report to improve your credit score. This article helps you evaluate your options to fix your credit. Read more.

A hard credit inquiry occurs when you apply for a loan or credit card and may affect your credit score, while a soft credit inquiry won't affect it at all. Read more.

This article helps you understand how to improve payment history on a credit report so that you have the best chance of improving your score. Read more.

Although you can achieve an 850 credit score, you don’t need an 850 to have excellent credit. This post explains how to build a great credit score. Read more.

Building credit can take up to six months after an active account is opened. We'll explain the six ways to build credit without a credit card. Read more.

Convenience fees on your credit card can pop up unexpectedly and add up over time — here’s how to avoid paying all types of convenience fees. Read more.

A non-transaction account, also known as a non-payment account, is a bank or credit union account that is not designed to handle frequent transactions. Read more.