Credit Report
Is a 600 Credit Score Good or Bad?October 30, 2022
A 600 credit score is considered fair under the FICO® scoring model. We’ll explain the types of credit products you may qualify for with a fair score. Read more.
What Credit Score Does A Cosigner Need?October 26, 2022
Whether you need to get a cosigner or if you’ve been asked to cosign a loan, knowing what credit score a cosigner needs is an important factor to consider. Read more.
Does Getting A Mortgage Preapproval Hurt Your Credit Score?October 20, 2022
If you're looking to apply for a mortgage, receiving a preapproval letter may trigger a hard inquiry on your credit report. We'll explain how it can affect you. Read more.
Does Adding a Credit Card Improve Your Credit Score?October 12, 2022
In this post, we discuss how opening a new credit card can affect your credit score with examples of scenarios of what could happen if you do. Read more.
Does Paying Bills Build Credit?October 12, 2022
In this post, we discuss which bills could help you establish credit and why other financial obligations might not have the same credit-building potential. Read more.
What Is a Credit Reference and When Do You Need One?October 12, 2022
A credit reference is a document that a lender requests from an individual who is applying for a form of credit to evaluate that individual’s credit worthiness. Read more.
Can I Get Cash Back With A Credit Card?October 11, 2022
In this post, we discuss how cash back credit cards work, mistakes you should avoid, and things to keep in mind about credit card cash advances. Read more.
Preapproved vs. Prequalified Credit Card OffersOctober 10, 2022
Prequalified or preapproved credit card offers can mean a financial institution has reviewed your creditworthiness and concluded that you are a good fit. Read more.
