Harris & Harris is a debt collection company that purchases debt from creditors such as healthcare providers, utility companies, and government agencies. Read more.

CMRE Financial Services provides debt collection and management services to healthcare providers such as hospitals, dental practices, and ambulance services. Read more.

Wells Fargo Dealer Services (WFDS) is the bank’s auto financing department, which has nearly 11,000 dealerships nationwide. We'll explain how they affect you. Read more.

In this article, we go over ways to remove Caine & Weiner from your credit report and how to deal with debt collection to minimize the negative impact on your credit. Read more.

AMEX/DSNB stands for American Express/Department Stores National Bank. You may see it on your report if you have a Macy's Inc. or Bloomingdale AMEX card. Read more.

Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

In this guide, we explain some of the best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.