Credit restoration is another name for credit repair, which mostly involves disputing any incorrect information that appears in your credit report. Read this article to learn when and how to use this option for improving your credit. Read more.

Depending on the current state of your credit history, it will take more or less time to reach that 800 credit score milestone. But you can do it. Read this article to learn how. Read more.

A credit reference is similar to a work reference, except it can help you get a loan or other financial product. Learn more about credit references and how to make the best credit impression here. Read more.

Raising your credit score in a 6 month period is possible if you understand what's in your credit report and make a plan. Learn how to get a 720 credit score in 6 months. Read more.

Going to jail is a difficult enough experience on its own, without the financial and credit trouble it also can bring. You can avoid making a rough situation rougher by taking care of your finances beforehand if possible. Read more.

If you’ve ever been denied a new credit card or loan because of a problem or error on your credit report, then you know credit surprises can be costly. If your credit report reflects a false or incorrect collection account balance from Covington Credit or a similar business, you can take steps to remove it. Read more.

Settling a debt with a creditor may be a better option than letting it linger on your credit report. Read this article to learn how to do it and use a free debt settlement letter template. Read more.

If enough time passes, medical debt can be sold to a collection agency and may appear on your credit report. Capio Partners is a collection agency specializing in medical debt. If the information on your credit report is incorrect, you may be able to have it removed and possibly improve your credit profile. Read more.