Unless a third-party service is reporting your payment activity, utility bills are typically not reported and will not appear on your credit reports. Read more.

Phone bills are typically not reported to the major credit bureaus since they are not considered credit accounts. We'll explain how they can affect you. Read more.

Learn how to build credit and lift your credit score effectively with our guide. Understand best ways to build credit, how your credit score is calculated, and how long it will take to build credit. Read more.

In this article, we’ll go over online loans, in-person loans, when each might be the best choice for your situation and how to weigh your options. Read more.

If you’re weighing options between a line of credit vs. a credit card, there are some key areas to consider. Read on to find the best option for you. Read more.

As of 2018, tax liens are no longer reported to the credit bureaus. However, they are part of public record. Read more.

Wondering how long it takes to fix your credit? Learn the steps to repair your credit score, how much time it can take, and tips to speed up the process. Read more.

If you want to remove closed accounts from your credit report, this article details how to remove them, including which ones you should consider removing. Read more.