Making your minimum credit card payment on time contributes to a positive payment history. However, your credit score could still be negatively impacted. Read more.

FICO® weighs open accounts more than closed ones, so paying off loans may hurt your credit. However, it will depend on your unique financial situation. Read more.

A utility bill is a monthly statement showing the total balance of a household’s use of an essential service, such as electricity, water, or natural gas. Read more.

Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.

Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.

A guide for beginners with no credit history: Explore credit builder loans, secured credit cards, rent reporting services, and more with Self. Read more.

To get a better idea of how Afterpay impacts your credit history, this article shows you how Afterpay works and how it can affect your finances. Read more.

Rent reporting services can help tenants work toward building their credit or raising their credit scores. Read on to see our list of the nine best services. Read more.