Credit Report

How Often Should You Check Your Credit Score?How Often Should You Check Your Credit Score?
August 29, 2023
If you're wondering how often you should check your credit score and when is a good time to do it, check out this guide to learn more. Read more.
Does Breaking a Lease Hurt Your Credit Header - 01Does Breaking a Lease Hurt Your Credit?
May 22, 2023
If you satisfy the terms of your lease, breaking it won’t affect your credit unless unpaid rent is reported to the credit bureaus or sent to collections. Read more.
What Is a Guarantor on a Lease Header - 01What Is a Guarantor on a Lease?
May 15, 2023
We focus on how having a lease guarantor works, how to find a good guarantor and how to rent without one, even if you have a limited credit history. Read more.
Does Paying the Minimum Hurt Your Credit Score Header - 01Does Paying the Minimum Hurt Your Credit Score?
May 2, 2023
Making your minimum credit card payment on time contributes to a positive payment history. However, your credit score could still be negatively impacted. Read more.
Does Paying Off a Loan Early Hurt Your Credit Header - 01Does Paying Off a Loan Early Hurt Your Credit?
April 25, 2023
FICO® weighs open accounts more than closed ones, so paying off loans may hurt your credit. However, it will depend on your unique financial situation. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
April 9, 2023
A utility bill is a monthly statement showing the total balance of a household’s use of an essential service, such as electricity, water, or natural gas. Read more.
How to Rebuild Your Credit 8 Effective Strategies Header - 01How to Rebuild Your Credit: 8 Effective Strategies
March 28, 2023
Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.
7 Ways to Build Credit When You Have No Credit History Header - 017 Ways to Build Credit When You Have No Credit History
March 22, 2023
A guide for beginners with no credit history: Explore credit builder loans, secured credit cards, rent reporting services, and more with Self. Read more.