Credit

How to Get Approved for a Car LoanHow to Get Approved for a Car Loan
July 24, 2023
Find out how to get approved for a car loan if you're buying a new or used car on finance, and put yourself in a better position to qualify for an auto loan. Read more.
Trading in a Car with a LoanTrading in a Car with a Loan
July 14, 2023
If you're considering trading in a car with a loan balance still outstanding, here's what you need to know first to make sure you protect your finances and credit. Read more.
DES-336 3Credit Card Terminology: An A-to-Z Guide
May 8, 2023
If terms like "grace period," "authorized user" and "variable interest rate" sound like another language to you, you’re not alone. These terms can be confusing to anyone. That's why we put together this A-to-Z guide for you. Read more.
Does Paying Off a Loan Early Hurt Your Credit Header - 01Does Paying Off a Loan Early Hurt Your Credit?
April 25, 2023
Does paying off loans early hurt your credit? It depends on your credit and financial history. Learn key factors to consider before paying off your loan. Read more.
What Does Your Credit Score Start at Header - 01What Does Your Credit Score Start At?
April 10, 2023
You don’t receive a credit score until you establish credit history. Then, your score will be unique to you. Learn more about starting credit scores here. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
April 9, 2023
A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.
How to Rebuild Your Credit 8 Effective Strategies Header - 01How to Rebuild Your Credit: 8 Effective Strategies
March 28, 2023
Ways to rebuild credit include: keeping your credit utilization ratio low, using a secured credit card, and becoming an authorized user. Get started right away. Read more.
Does Opening a Checking Account Affect Your Credit Score Header - 01Does Opening a Checking Account Affect Your Credit Score?
March 22, 2023
Opening a new bank account likely won’t affect your credit. Banks use ChexSystems to screen your banking history, which doesn’t impact your credit score. Read more.