This article breaks down what a payday loan is, what a personal loan is, the key differences between them and the advantages and disadvantages of both. Read more.

Outstanding judgments are existing debts that haven't been paid when a creditor has filed a debt collection lawsuit against you. We explain how they affect you. Read more.

Wondering how long it takes to fix your credit? Learn the steps to repair your credit score, how much time it can take, and tips to speed up the process. Read more.

If you want to remove closed accounts from your credit report, this article details how to remove them, including which ones you should consider removing. Read more.

Is a 600 credit score good or bad? Understand how FICO® scoring works, what this score means for you, and tips to lift your credit for better options. Read more.

Whether you need to get a cosigner or if you’ve been asked to cosign a loan, knowing what credit score a cosigner needs is an important factor to consider. Read more.

Wondering if a mortgage preapproval affects your credit score? Learn how it works, whether it counts as a hard inquiry, and how it might impact your credit score. Read more.

In this post, we discuss which bills could help you establish credit and why other financial obligations might not have the same credit-building potential. Read more.