Credit

rent-to-own-homes-with-bad-creditRent to Own A Home When You Have Bad Credit
April 21, 2022
Rent to own programs are one path to owning a home. But there are pros and cons, especially if you have bad credit. Find out more here so you can make an informed decision. Read more.
APR vs. APY What Are The Differences - Header 1APR vs. APY: What Are The Differences?
April 19, 2022
APR is the amount of interest you owe, while APY is the amount of interest you earn. We'll explain the key differences and how they are used and calculated. Read more.
Credit Report Example How To Read & Understand Yours - header 1Credit Report Example: How To Read and Understand Yours
April 11, 2022
This article will show you a credit report example, so you know what to look for and understand the information presented there. Read more.
8 Common Bank Fees & How to Avoid Them Header - 018 Common Bank Fees and How to Avoid Them
April 8, 2022
If you’ve been hit with one of these bank fees, you’re not alone. We explain what each charge is and provide tips to help you avoid paying these charges again. Read more.
Credit Lock vs. Credit Freeze Differences and Uses Explained - header 1Credit Lock vs. Credit Freeze: Differences and Uses Explained
April 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
ITIN vs. SSN Header - 01ITIN vs. SSN: What Are The Differences?
March 31, 2022
ITIN's are issued to residents with foreign status, while SSNs are issued to U.S. citizens or authorized non-citizens. We'll explain the differences. Read more.
student-loans-on-creditDo Student Loans Affect Your Credit Score?
March 25, 2022
Making your student loan payments on time can help your credit score, but if you are late or have missed payments, it may hurt your score. Read more.
Non-Sufficient Funds (NSF) Fees Header - 01Non-Sufficient Funds (NSF) Fees: What They Are and How to Avoid Them
March 23, 2022
An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.