Credit restoration helps fix errors on your credit report to improve your credit score. This article helps you evaluate your options to fix your credit. Read more.

A hard credit inquiry occurs when you apply for a loan or credit card and may affect your credit score, while a soft credit inquiry won't affect it at all. Read more.

An APR is “good” if it’s lower than the national average APR. This article discusses APR, how it is calculated, and what you can do to reduce your APR. Read more.

Payment history is the record of your on-time and late payments, making up the largest factor in your credit score. Learn how to lift it. Read more.

We will discuss how paying for car insurance with a credit card can help you build credit, factors that impact car insurance and more ways to build credit. Read more.

Although you can achieve an 850 credit score, you don’t need an 850 to have excellent credit. This post explains how to build a great credit score. Read more.

Leasing a car does help build your credit and can be a good option to raise your credit score. Read on to learn more about how car leases affect your credit. Read more.

If a credit card company files a court order and secures a judgment against you, then they can garnish your wages. We'll explain how wage garnishment works. Read more.