While a charge card does not have a spending limit, and does not incur interest charges, like credit cards do, you must pay the full balance each month. Read more.
Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders!
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Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.
If you're drowning in debt, with multiple accounts and due dates throwing you off, debt consolidation might be the answer. Learn the ins and outs of what it means and how it could impact your credit. Read more.
Even if you already understand how interest charges work, you may not realize that credit cards calculate interest charges differently than other kinds of loans. While all of the details of credit card interest charges can seem complex, this article is meant to help you understand enough to make good decisions. Read more.
In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how better to use the types of credit. Read more.