We’ll explain 25 facts about credit and credit scores to clarify any misconceptions and help you understand what it impacts. Read more.

Your credit report is compiled by the three major credit reporting agencies. We’ll cover the differences between TransUnion and Equifax. Read more.

We’ll discuss what impacts your Apple Card application and how to fix issues for future credit applications, including what to do if you’re not approved. Read more.

How many bank accounts you should have and which types depend on a number of factors. Start with a checking account and savings account. Read more.

Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.

Available credit is the total amount of money you can borrow on your credit card. It's based on the difference between your current balance and your credit limit. Read more.

THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.

SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.