Personal Finance Blog

DES-1089Here’s How Earned Wage Access Works
July 23, 2025
Earned Wage Access (EWA), also known as instant or on-demand pay, lets you access a portion of your earnings before payday—helping you manage cash flow more smoothly. Read more.
690 credit score - is it good or bad690 Credit Score: Is It Good or Bad?
July 22, 2025
Is a 690 credit score good? Find out what it means and how it can affect your chances of qualifying for loans, credit cards, and more. Read more.
How to Reduce Your Sewer Bill 6 Simple & Effective Tips Header - 01How to Reduce Your Sewer Bill: 6 Simple and Effective Tips
July 20, 2025
Looking to lower your sewer bill? Discover tips like checking for leaks, conserving water, and using energy-efficient appliances to reduce monthly costs. Read more.
What credit score do you need for a personal loanWhat Credit Score Do You Need for a Personal Loan?
July 20, 2025
Find out what credit score you need for a personal loan approval. Minimum scores may start at 580, but 670 and more could unlock better rates and terms. Read more.
How to Remove a Charge-off from Your Credit ReportHow to Remove a Charge-Off from Your Credit Report
July 18, 2025
A charge-off has the potential to impact your credit score—making it harder to qualify for loans, credit cards, and even affordable housing. This guide breaks down what a charge-off is and what it means for your credit score. Read more.
2 people at an interviewCan You Be Denied a Job Due to Bad Credit?
July 18, 2025
In most states, companies have every right to deny you a job due to your poor credit history. Here are a few ways to get ahead of the potential problem. Read more.
Home equity loan for debt consolidationHome Equity Loan for Debt Consolidation
July 16, 2025
Learn how a home equity loan may help consolidate debt, lower interest rates, and simplify payments. Be sure to understand the risks involved before you borrow. Read more.
Rental Credit Check - What to ExpectRental Credit Check: What to Expect
July 16, 2025
Learn what to expect from a rental credit check, what landlords look for, and how to prepare your credit to improve your chances of approval. Read more.