Someone with a debt in collections can write a pay for delete letter to a collection agency to negotiate getting an item removed from credit reports in exchange for paying off the debt. Learn how it works in this article. Read more.
You can remove tax liens from your credit reports by paying off tax debt, submitting an IRS withdrawal form and waiting for the IRS to respond. Learn how to remove a tax lien from your credit history in this article. Read more.
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. But you can take steps to understand and improve your credit score. Read more.