Personal Finance Blog

How To Remove Wakefield & Associates From Your Credit Report Header-01How To Remove Wakefield & Associates From Your Credit Report
September 21, 2021
If Wakefield and Associates, a U.S.-based debt collection agency, has called, there’s still hope to get them removed from your credit report. Read this article to learn your options. Read more.
Credit Card Closing Date vs. Payment Due Date asset 1Credit Card Closing Date vs. Payment Due Date
September 20, 2021
When are you supposed to pay your credit card? Is it the end of the billing cycle, when you get your statement or a different date? Read this article to ensure you pay on time to protect your credit. Read more.
How Long Does an Eviction Stay on Your Record and Affect Your Credit Header-01How Long Does an Eviction Stay on Your Record and Affect Your Credit?
September 17, 2021
Evictions can stay on your public record for up to seven years. An eviction doesn't show up on your credit report, but any financial effects could. Read this article to learn your options for getting the eviction removed from your record. Read more.
Why Do I Have a Negative Balance on My Credit Card Header-01Why Do I Have a Negative Balance on My Credit Card?
September 16, 2021
A negative balance on your credit card means that the credit card issuer owes you money. This may apply if you made returns, overpaid, or had fees canceled. Read on to learn your options. Read more.
What is buy now pay later (or BNPL)?What Is Buy Now Pay Later?
September 15, 2021
Have you seen a “buy now, pay later” option in your shopping cart lately? The BNPL provider allows retailers to give their customers installment payment options. So, how does this work? Read on to find out more. Read more.
Average American Credit Card DebtA Guide to the Average American Credit Card Debt
September 14, 2021
Wondering if it's normal to have credit card debt and how much is too much debt? There are different factors to consider when it comes to debt. Read on for a guide on the average American credit card debt to help you get a handle on yours. Read more.
Is it better to lease or buy a car? It depends.Is It Better to Lease or Buy a Car?
September 13, 2021
Wondering if it's a better decision to lease a car than to buy one? To determine which one is better, you’ll have to understand what is involved. Leasing is a lot like a long-term rental, while purchasing a car is more of a long term investment. So, read on to learn more about these two options. Read more.
What you need to know about buying out a car leaseBuying Out a Car Lease: What You Need to Know
September 10, 2021
Buying out a car lease can help save you money and avoid locking yourself in a new lease term, but it could be easier and less expensive to wait for your car lease to end and exercise your buyout option. Continue for everything you need to know about buying out your car lease. Read more.