Personal Finance Blog

Does Leasing a Car Build Credit Header - 01Does Leasing a Car Build Credit?
August 30, 2022
Leasing a car does help build your credit and can be a good option to raise your credit score. Read on to learn more about how car leases affect your credit. Read more.
00 Food and beverage spending as a share of total spendingStates Where Residents Are Spending the Most on Food
August 29, 2022
The COVID-19 pandemic and its aftermath reshaped many aspects of life in the U.S., and how Americans eat and drink is no exception. Read more.
Can Credit Card Companies Garnish Your Wages Header - 01Can Credit Card Companies Garnish Your Wages?
August 29, 2022
If a credit card company files a court order and secures a judgment against you, then they can garnish your wages. We'll explain how wage garnishment works. Read more.
talking-to-debt-collectorHow To Deal With Debt Collectors
August 26, 2022
It’s important to know how to deal with debt collectors when they contact you, what your rights are, and what to do if you can’t pay your debt right away. Read more.
How To Build Credit Without a Credit Card Header - 01How To Build Credit Without a Credit Card
August 24, 2022
Building credit can take up to six months after an active account is opened. We'll explain the six ways to build credit without a credit card. Read more.
What Happens When You Stop Paying Credit Cards Header - 01What Happens When You Stop Paying Credit Cards?
August 22, 2022
When you stop making credit card payments, several things can happen. Late fees, interest accumulation, or your credit score can drop significantly. Read more.
What Is a Sinking Fund and How to Start One Header - 01What Is a Sinking Fund and How to Start One
August 22, 2022
Sinking funds are far more positive than they sound—and they allow for an easy way to budget in expected, high-cost items such as home and car repairs. Read more.
What is a Convenience Fee and How to Avoid It - Header 1What is a Convenience Fee and How to Avoid It
August 18, 2022
Convenience fees on your credit card can pop up unexpectedly and add up over time — here’s how to avoid paying all types of convenience fees. Read more.