Personal Finance Blog

A young woman with curly hair and an excited expression shows off the bright blue Self Visa Credit Card. Everything You Need to Know About the Self Credit Card Limit
June 25, 2021
Learn the minimum and maximum Self credit card limit, and how you could qualify for a Self Visa Credit Card limit increase in this detailed guide from our experts. Read more.
How to remove a judgment from credit Header-01How to Remove a Judgment from Your Credit Report
June 24, 2021
If a debt collector has won a court case against you over unpaid debt and the civil judgment appears on your credit report, you might be able to remove it. Read this article to learn how. Read more.
How to write a pay for delete letter Header-01How to Write a Pay for Delete Letter
June 23, 2021
Someone with a debt in collections can write a pay for delete letter to a collection agency to negotiate getting an item removed from credit reports in exchange for paying off the debt. Learn how it works in this article. Read more.
What is a 609 Letter Header-01What Is a 609 Letter + Template
June 22, 2021
A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.
How to Remove a Charge-off from Your Credit ReportHow to Remove a Charge-off from Your Credit Report
June 21, 2021
A charge-off damages your credit report, but you can try to remove it by disputing it, or paying it and requesting a “pay-for-delete” arrangement. Read this article to learn how. Read more.
headerHow To Remove A Tax Lien From Your Credit Report: 3 Steps
June 18, 2021
You can remove tax liens from your credit reports by paying off tax debt, submitting an IRS withdrawal form and waiting for the IRS to respond. Learn how to remove a tax lien from your credit history in this article. Read more.
580 Credit Score580 Credit Score: Can I Get a Loan or Credit Card?
June 17, 2021
If you have a credit score of 580, you may find it difficult to get a home or auto loan or a credit card. If you do qualify, you’re likely to pay higher interest rates. But you can take steps to understand and improve your credit score. Read more.
Close up of hands holding a phone with the Self app open on it and a cup of coffee on the table. How Much Does Self Raise Your Credit Score?
June 14, 2021
How much does Self boost your credit? Our experts shed some light in this detailed guide. Read more.