Personal Finance Blog

What Is a Credit Sweep and What to Do Instead Header - 01What Is a Credit Sweep and What to Do Instead
April 26, 2022
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.
money and mental healthMoney and Mental Health: Ways to Cope with Financial Stress
April 25, 2022
Feeling anxious or unsettled about money is a reality that many people may face. So, if you’re struggling with financial unease, it might comfort you to know that you’re far from alone in those feelings. Read more.
Bankruptcy Dismissal vs. Discharge What-s the Difference & How They Affect Credit - header 1Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect Credit
April 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.
Does financing a phone build credit?Does Financing a Phone Build Credit?
April 21, 2022
Does financing a phone build credit? Continue for more on phone bills and how they affect your credit. Read more.
How to pay off credit card debtHow to Pay Off Credit Card Debt
April 21, 2022
Learning how to pay off credit card debt is a step in the right direction. Read on for tips on how to pay off your debt here. Read more.
rent-to-own-homes-with-bad-creditRent To Own A Home When You Have Bad Credit
April 21, 2022
Rent to own programs are one path to owning a home. But there are pros and cons, especially if you have bad credit. Find out more here so you can make an informed decision. Read more.
6 Types of Bankruptcies Explained - Header 16 Types of Bankruptcies Explained
April 21, 2022
While Chapters 7, 11, and 13 bankruptcy are commonly known, there are actually six types of bankruptcies — here’s what you need to know before filing. Read more.
APR vs. APY What Are The Differences - Header 1APR vs. APY: What Are The Differences?
April 19, 2022
APR is the amount of interest you owe, while APY is the amount of interest you earn. We'll explain the key differences and how they are used and calculated. Read more.