A home equity line of credit (HELOC) lets you borrow against your home’s equity. Learn how it works, what it can cost, and whether it could meet your borrowing needs. Read more.

A paid-in-full letter shows creditors and collectors proof that you’re making your final debt payment and asks for confirmation from them of this fact. Read more.

Earned Wage Access (EWA), also known as instant or on-demand pay, lets you access a portion of your earnings before payday—helping you manage cash flow more smoothly. Read more.

Is a 690 credit score good? Find out what it means and how it can affect your chances of qualifying for loans, credit cards, and more. Read more.

Find out what credit score you need for a personal loan approval. Minimum scores may start at 580, but 670 and more could unlock better rates and terms. Read more.

Looking to lower your sewer bill? Discover tips like checking for leaks, conserving water, and using energy-efficient appliances to reduce monthly costs. Read more.

A charge-off has the potential to impact your credit score—making it harder to qualify for loans, credit cards, and even affordable housing. This guide breaks down what a charge-off is and what it means for your credit score. Read more.

In most states, companies have every right to deny you a job due to your poor credit history. Here are a few ways to get ahead of the potential problem. Read more.