Personal Finance Blog

How Long Should You Keep Your Credit Card Statements Header - 01How Long Should You Keep Your Credit Card Statements?
March 29, 2022
You may be considering disposing of all your credit card statements, but we'll explain how long to keep credit card statements and the reasons why you should. Read more.
What Is Annual Income and How To Calculate It Header - 01What Is Annual Income and How To Calculate It
March 28, 2022
What does annual income mean? Annual income is the total amount of money you have earned during a calendar year. Here is a formula to calculate your income. Read more.
student-loans-on-creditDo Student Loans Affect Your Credit Score?
March 25, 2022
Making your student loan payments on time can help your credit score, but if you are late or have missed payments, it may hurt your score. Read more.
Non-Sufficient Funds (NSF) Fees Header - 01Non-Sufficient Funds (NSF) Fees: What They Are and How to Avoid Them
March 23, 2022
An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.
Credit Report Dispute Form Header - 01FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?
March 22, 2022
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
Bank balance negative - header 1The Causes and Costs of a Negative Bank Balance
March 22, 2022
Spending more money than you have in your bank account will leave you with a negative balance. Learn how to avoid a negative balance and next steps to take. Read more.
00 Young worker-777362656The Best-Paying Cities for Generation Z
March 17, 2022
While members of Gen Z currently account for less than 5% of the U.S. full-time workforce, this number will increase rapidly in the coming decades. Read more.
50 Empowering Quotes on Finances to Help Your Money Habits50 Empowering Quotes on Finances to Help Your Money Habits
March 16, 2022
Whether you need a jump start to launch your financial journey or the motivation to keep going, these fifty quotes on finance are sure to inspire you. Read more.