Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.

We focus on how having a lease guarantor works, how to find a good guarantor and how to rent without one, even if you have a limited credit history. Read more.

Learn how small changes today can help you overcome poverty, build wealth, and create a stronger financial future. Read more.

Learn simple money habits that can help ease stress, create financial breathing room, and improve your mental well-being. Read more.

Paying off a collection account may improve your credit score, depending on the scoring model your lender uses and the type of debt. Read more.

Creating a personal balance sheet is a great way to keep track of your overall financial situation and help you make smart, sustainable money decisions. Read more.

Paying your monthly bills on time can help improve your credit score, but what bills help your credit and have the greatest impact on your score? Read more.

Learn how to remove Caine & Weiner from your credit report and handle debt collection to reduce its impact on your credit. Read more.