Personal Finance Blog

How to clean up credit header 1How To Clean Up Your Credit in 5 Steps
May 24, 2021
It can seem overwhelming when you think about getting your credit back in shape, but there are two major actions you can take to do it: check your credit reports for errors to fix, and pay down debts. Read more.
An illustration of a woman holding her hands out with a credit score range in one hand and in the other hand is an empty circle.Is It Better To Have No Credit Than Bad Credit?
May 15, 2021
With what you've heard about the challenges of having bad credit, you might think it's better to have no credit score at all. That might be oversimplifying things. Read this article to compare each situation. Read more.
A colorful illustration of a man in a car looking at his watch. There is a dollar-sign medallion hanging from the rearview mirror.Pros and Cons of Paying Off Your Car Loan Early
May 14, 2021
You're working toward becoming debt free and saving some money on interest. Should you pay off your car loan early? Here are some pros and cons about paying off your auto loan ahead of time. Read more.
Professional woman holding a baby at work Best-Paying Cities for Single Parents
May 5, 2021
See the best-paying cities for single parents in the US. Read more.
A colorful illustration of a woman holding an oversized credit card.Does Applying for a Credit Card Hurt Your Credit?
April 29, 2021
Applying for a credit card may hurt your credit score, but most likely just a little and not for long. Depending on the goals you're building toward, however, you may want to think about when you apply for a credit card and how many. Read more.
A colorful illustration of a woman pushing a lever toward to good end of the credit score range.Does Requesting a Credit Limit Increase Hurt Your Credit Score?
April 27, 2021
Requesting a credit limit increase can be a good idea for building credit, as long as you can continue to responsibly manage that credit line. Learn more about the ins and outs of credit limit increases and your credit score. Read more.
Woman getting the keys to her new car. What’s a Good Credit Score to Buy a Car?
April 16, 2021
Here's what you need to know about your credit score and getting a car loan. Read more.
Image of a woman using a magnifying glass to review a credit report.Does Checking Your Credit Score Lower It?
April 15, 2021
If you're wondering whether checking your own credit score will make it drop, rest assured. Checking your own credit report has no impact on your credit score. Learn why and what does impact your score. Read more.