SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.

THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.

While a charge card does not have a spending limit, and does not incur interest charges, like credit cards do, you must pay the full balance each month. Read more.

Your statement balance reflects your purchases and payments from the last billing cycle, while your current balance is the amount you owe at any given moment. Read more.

Dasha Kennedy, known as The Broke Black Girl, breaks down the basics of budgeting and wealth building. Read more.

Raising your credit score will always have benefits. Learn how to raise your credit by 100 points in order to achieve more flexibility from your lenders! Read more.

Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.

Whether you’re trying to save for a short-term or long-term goal, these 15 money saving challenges are sure to help pad your savings account. Read more.