Personal Finance Blog

people-looking-at-their-debtHow Much Debt Is Too Much? Understanding Debt-to-Income Ratio
July 1, 2022
Learn how to calculate your debt-to-income ratio (DTI) to help you understand if you have too much debt. Your DTI should be less than 36%. Read more.
00 Alternative-Income-MapU.S. Cities Where Residents Earn the Most From Alternative Income Streams
June 29, 2022
According to data from the U.S. Census Bureau, more than 75% of households report receiving wages and salaries. But alternative income streams are common in a large number of households as well. Read more.
DIY Credit Repair 11 Steps to Help Fix Your Credit Header - 01DIY Credit Repair: 11 Steps to Help Fix Your Credit
June 21, 2022
Repair your credit report yourself with these actionable steps. Learn how to fix errors, address negative marks, and lift your credit score effectively. Read more.
piggybacking-creditHow Can Piggybacking Credit Impact Your Credit Score?
June 21, 2022
Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.
side-hustlesHow to Find the Best Side Hustle for You
June 13, 2022
Having a side gig can be a great way to add some extra cash into your budget. Whether you’re trying to cover basic expenses, pay down debt, build an emergency fund, or save toward a goal, side hustle income could help you. Read more.
How to Pay Off Debt in Collections Header - 01How to Pay Off Debt in Collections
June 7, 2022
If you’ve been dealing with debt collectors, it’s important to know how to pay collections and ensure your debts are settled. Here’s how to do it right. Read more.
medical-debt-on-creditDo Medical Bills Affect Your Credit?
June 3, 2022
This article helps you better understand the credit bureaus’ changes and how medical debt impacts your credit report and may be removed. Read more.
00 Pumping gas-319587125 (1)Industries Most Affected by Inflation
May 23, 2022
Nearly every segment of the economy is experiencing rapid price increases at rates not seen in decades. Rising prices are putting greater pressure on households’ and businesses’ financial states as they pay more for goods and services Read more.