What does annual income mean? Annual income is the total amount of money you have earned during a calendar year. Here is a formula to calculate your income. Read more.

Wondering how student loans impact your credit score? Discover how payments, balances, and repayment plans can influence your credit health over time. Read more.

An NSF fee, also known as an insufficient funds fee, is a common bank fee that often catches people by surprise. We'll explain how to avoid paying them. Read more.

Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.

Spending more money than you have in your bank account will leave you with a negative balance. Learn how to avoid a negative balance and next steps to take. Read more.

While members of Gen Z currently account for less than 5% of the U.S. full-time workforce, this number will increase rapidly in the coming decades. Read more.

A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.

For most people, short-term financial goals are goals you want to accomplish within less than a year. Here, we'll provide some examples and explain what they are. Read more.