Wondering if a mortgage preapproval affects your credit score? Learn how it works, whether it counts as a hard inquiry, and how it might impact your credit score. Read more.

In this post, we discuss which bills could help you establish credit and why other financial obligations might not have the same credit-building potential. Read more.

A credit reference is a document that a lender requests from an individual who is applying for a form of credit to evaluate that individual’s credit worthiness. Read more.

In this post, we discuss how cash back credit cards work, mistakes you should avoid, and things to keep in mind about credit card cash advances. Read more.

If you haven’t been able to build good credit yet, it’s never too late to start. Here are five tips to consider if you’re ready to begin your own credit-building journey. Read more.

Prequalified or preapproved credit card offers can mean a financial institution has reviewed your creditworthiness and concluded that you are a good fit. Read more.

In this post, we discuss how to avoid paying interest on credit cards with information on how credit card interest works, so you aren't caught off guard. Read more.

In this post, we discuss how to raise your credit score by 50 points or more with tips on how you could make that happen and what that could mean for your credit. Read more.