Credit Report
Do Medical Bills Affect Your Credit?June 3, 2022
This article helps you better understand the credit bureaus’ changes and how medical debt impacts your credit report and may be removed. Read more.
Does an Overdraft Affect Your Credit Score?May 19, 2022
Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.
Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect CreditApril 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.
6 Types of Bankruptcies ExplainedApril 21, 2022
While Chapters 7, 11, and 13 bankruptcy are commonly known, there are actually six types of bankruptcies — here’s what you need to know before filing. Read more.
Credit Lock vs. Credit Freeze: Differences and Uses ExplainedApril 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
How Long Should You Keep Your Credit Card Statements?March 29, 2022
Wondering how long to keep credit card statements? Save tax-related ones for 7 years and others for one year. Learn the proper storage and disposal tips. Read more.
What Is Annual Income and How To Calculate ItMarch 28, 2022
What does annual income mean? Annual income is the total amount of money you have earned during a calendar year. Here is a formula to calculate your income. Read more.
What Is Cancellation of Debt and When To Use Form 1099-CMarch 10, 2022
A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.
