Getting a credit privacy number, or CPN, may seem like the only option, but it’s often a scam. Explore other alternatives to rebuild credit. Read more.

SYNCB stands for Synchrony Bank and PPC stands for PayPal Credit. If you see it on your credit report, you probably applied for a PayPal line of credit. Read more.

THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards. Read more.

In order to improve or maintain your credit score, you should be familiar with the three main kinds of credit: installment, revolving, and open. This information will help you decide how better to use the types of credit. Read more.

Derogatory marks are negative items such as late payments, a foreclosure, a repossession or a default that can lower your credit score and stay on your credit report for years. Get more details and your options here. Read more.

If Wakefield and Associates, a U.S.-based debt collection agency, has called, there’s still hope to get them removed from your credit report. Read this article to learn your options. Read more.

Evictions can stay on your public record for up to seven years. An eviction doesn't show up on your credit report, but any financial effects could. Read this article to learn your options for getting the eviction removed from your record. Read more.

If the repossession was accurate, it can stay on your credit report for seven years. Learn when it could be removed and how you can offset its affect your credit score. Read more.