Credit Report
What Is Annual Income and How To Calculate ItMarch 28, 2022
What does annual income mean? Annual income is the total amount of money you have earned during a calendar year. Here is a formula to calculate your income. Read more.
FCRA Section 604 vs. 609: Which Supports Your Dispute Letter?March 22, 2022
Sections 604 and 609 of the FCRA have similar numbers and refer to consumer reports and/or disclosures. Section 609 supports a dispute letter. Read more.
What Is Cancellation of Debt and When To Use Form 1099-CMarch 10, 2022
A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.
Does Overdraft Protection Affect Credit Score?February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
How to Avoid Costly Overdraft FeesFebruary 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
Can You Get a Credit Card at 16 Years Old?February 22, 2022
Can you get a credit card at 16? Discover the options available and smart ways to start building credit as a teenager. Read more.
What Is Overdraft Protection?February 22, 2022
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
How Does Rent To Own Work With Bad Credit?February 22, 2022
Before you enter into a rent-to-own agreement, it’s important to understand how the process works and consider the pros and cons of this type of arrangement. Read more.
