Credit Report
Do Medical Bills Affect Your Credit?June 3, 2022
This article helps you better understand the credit bureaus’ changes and how medical debt impacts your credit report and may be removed. Read more.
Does an Overdraft Affect Your Credit Score?May 19, 2022
Overdrafts are not reported to credit bureaus, but they could hurt your credit score indirectly if they’re sent to collections. Read more.
Bankruptcy Dismissal vs. Discharge: What's the Difference and How They Affect CreditApril 22, 2022
A bankruptcy dismissal makes you responsible for your debts, while a discharge means that you no longer have to repay your debts prior to bankruptcy. Read more.
Credit Lock vs. Credit Freeze: Differences and Uses ExplainedApril 5, 2022
Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.
How Long Should You Keep Your Credit Card Statements?March 29, 2022
Wondering how long to keep credit card statements? Save tax-related ones for 7 years and others for one year. Learn the proper storage and disposal tips. Read more.
What Is Cancellation of Debt and When To Use Form 1099-CMarch 10, 2022
A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.
Can You Get a Credit Card at 16 Years Old?February 22, 2022
Can you get a credit card at 16? Discover the options available and smart ways to start building credit as a teenager. Read more.
How Does Rent To Own Work With Bad Credit?February 22, 2022
Before you enter into a rent-to-own agreement, it’s important to understand how the process works and consider the pros and cons of this type of arrangement. Read more.
