Paying off your credit cards or lowering your balance will decrease your credit utilization rate, which could help your credit score increase. Read more.

If you're drowning in debt, with multiple accounts and due dates throwing you off, debt consolidation might be the answer. Learn the ins and outs of what it means and how it could impact your credit. Read more.

Even if you already understand how interest charges work, you may not realize that credit cards calculate interest charges differently than other kinds of loans. While all of the details of credit card interest charges can seem complex, this article is meant to help you understand enough to make good decisions. Read more.

Here's why personal credit matters if you're an aspiring entrepreneur. Read more.

Think you can’t buy a car if you have bad credit? It's harder, but here are 11 steps to help you qualify for an auto loan. Read more.

Derogatory marks like late payments or foreclosures can lower your credit score and stay on your report for years. Learn your options here. Read more.

If Wakefield and Associates, a U.S.-based debt collection agency, has called, there’s still hope to get them removed from your credit report. Read this article to learn your options. Read more.

When are you supposed to pay your credit card? Is it the end of the billing cycle, when you get your statement or a different date? Read this article to ensure you pay on time to protect your credit. Read more.