Missing a single student loan payment can be detrimental to your credit score, which is why it’s so important to dispute inaccurate information on your credit report and stay on top of payments. Read more.

If a debt collector has won a court case against you over unpaid debt and the civil judgment appears on your credit report, you might be able to remove it. Read this article to learn how. Read more.

Learn how a pay for delete letter can negotiate getting an item removed from credit reports. Follow along for steps and how to increase your chances of success. Read more.

A 609 letter requests the disclosure of information on your credit report. Section 609 of the Fair Credit Reporting Act grants consumers full access to their credit reports. Read more.

It’s possible to get a credit card when you have bad credit. You’ll either choose a secured credit card, or what’s known as a subprime credit card. Read this article to make a smart choice and get ready for your card application. Read more.

Sometimes it’s smart to close a credit card account. Read on to find out when it makes sense to close that credit card, how it will affect your credit score and a few steps to safely close a credit card. Read more.

There are many types of credit cards, but deciding which one is right for you will depend on your interests and your credit history. Read this article to learn about the different types of cards on the market. Read more.

It can seem overwhelming when you think about getting your credit back in shape, but there are two major actions you can take to do it: check your credit reports for errors to fix, and pay down debts. Read more.