Piggybacking credit is a strategy that allows you to become an authorized user on someone’s credit card and “piggyback” on their established credit history. Read more.

Rent to own programs are one path to owning a home. But there are pros and cons, especially if you have bad credit. Find out more here so you can make an informed decision. Read more.

Does financing a phone build credit? Continue for more on phone bills and how they affect your credit. Read more.

If your bank account closed, you may be wondering how you can reopen it. We’ll explain why banks close accounts and what steps you can take if they do. Read more.

Credit locks and credit freezes are ways to restrict and secure your credit report, but there are advantages, disadvantages and differences to using each. Read more.

A cancellation of debt is when a lender relieves an individual from a debt agreement. We'll explain how it works and provide a few debt tax exceptions. Read more.

The age requirement to open a bank account is 18 years old. Anyone under 18 needs a legal guardian to open a joint account. Read more.

A flex loan is an unsecured line of credit that gives you easy access to cash. You get a preset amount of money you can borrow, which is like a credit limit. Read more.