Bad Credit Loans: What to Expect

September 28, 2026
Learn what to expect from bad credit loans, including rates, fees and the application process, plus safer alternatives like secured cards and credit unions.
Read more.

Personal Finance Blog

Self Credit bureau basics V1 FeatureCredit Bureau Basics: Experian, Equifax, TransUnion
September 25, 2026
Experian vs Equifax vs TransUnion: what each credit bureau does, how they collect your data, and why your credit score can look different by bureau. Read more.
Self Report Utility Payments to credit bureausHow to Report Utility Payments to Credit Bureaus
September 18, 2026
There are several ways you can report your utility payments to the credit bureaus to help build credit, this article explains a few of them. Read more.
Self  student Loan rehabiltation V1What is Student Loan Rehabilitation?
September 16, 2026
Defaulted on a federal student loan? Learn what student loan rehabilitation is, how the nine-payment process works, and how it can remove the default from your credit report. Read more.
Self Fixed vs variable APR V1Fixed APR vs Variable APR: Key Differences
September 10, 2026
When you borrow money, the APR on your loan or credit card can be fixed or variable. Learn the key differences, the pros and cons of each, and which might suit your situation. Read more.
Self Does marriage affect credit V1Does Marriage Affect Your Credit Score?
September 2, 2026
Getting married does not merge your credit scores or reports. Learn how marriage can indirectly affect your credit through joint accounts, co-signing, and more. Read more.
Self Selling car with negative equity V1How to Sell a Car With Negative Equity
September 1, 2026
Owe more on your car than it's worth? Learn how to sell a car with negative equity, including your options, the steps involved, and how to protect yourself after the sale. Read more.
Does closing a checking account hurt your creditDoes Closing a Checking Account Hurt Your Credit?
August 28, 2026
Closing a checking account usually won't hurt your credit score. Learn when it can cause indirect damage and how to close your account safely. Read more.
How to increase your credit limitHow to Increase Your Credit Limit
August 27, 2026
Learn how to request a credit limit increase, what card issuers typically consider, and the potential trade-offs involved before submitting a request. Read more.