What Is Annual Income and How To Calculate It

February 6, 2026
What does annual income mean? Annual income is the total amount of money you have earned during a calendar year. Here is a formula to calculate your income.
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Personal Finance Blog

220930 HowtoIncreaseCreditScore50Points1@72How to Increase Your Credit Score by 50 Points
February 4, 2026
In this post, we discuss how to raise your credit score by 50 points or more with tips on how you could make that happen and what that could mean for your credit. Read more.
How-To-Check-if-a-Loan-Company-Is-Legitimate- -Spot-Scams-Header-01How To Check if a Loan Company Is Legitimate and Spot Scams
February 2, 2026
If you ever are in the middle of a financial crisis and need quick capital, beware of loan scams. Here is how to check if a loan company is legitimate. Read more.
What is a Utility Bill and Can It Build Credit Header - 01What Is a Utility Bill and Can It Build Credit?
January 30, 2026
A utility bill is a monthly statement for essential services such as electricity, water, and gas. Learn what’s included, how they work, and tips to save money. Read more.
What Is The 153 Credit Card Payment Hack And Does It Work Header - 01What Is The 15/3 Credit Card Payment Hack And Does It Work?
January 28, 2026
The 15/3 credit hack is a credit card payment trick used to help lower your credit card utilization and boost your credit score by making two payments a month. Read more.
What Is a Credit Sweep and What to Do Instead Header - 01What Is a Credit Sweep and What to Do Instead
January 26, 2026
A credit sweep may sound tempting, but there is nothing credit repair companies can do to fix your credit that you can’t fix on your own — here’s how. Read more.
DES-305-57 Smart Ways to Use Your Tax Refund
January 23, 2026
If you're expecting a refund from Uncle Sam this tax season, it's important to spend it wisely. Here are seven financially savvy ways to put your tax refund to good use. Read more.
can-you-pay-for-a-car-lease-with-a-credit-card-heroCan You Pay For a Car Lease With a Credit Card?
January 21, 2026
Think about this before paying your car lease with a credit card. Read more.
Self Insufficient Credit HistoryDo You Have Insufficient Credit History?
January 19, 2026
The word "insufficient" gets thrown around a lot in finance. Here's what it means when it comes to your credit. Read more.