What Is THD/CBNA On My Credit Report and Can I Remove It?

January 12, 2026
THD/CBNA stands for The Home Depot/Citibank North America because Citibank issues The Home Depot credit cards.
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Personal Finance Blog

VantageScore vs. FICO Header - 01VantageScore® vs. FICO®: How Credit Score Models Differ
January 9, 2026
VantageScore® and FICO® are both credit scoring models but have some key differences. Read on to learn how the two compare and impact your credit score. Read more.
Affirmations / Askfirmations26 Affirmations & Askfirmations for 2026
January 7, 2026
Explore 26 affirmations and askfirmations for 2026 to build financial confidence, clarity, and a healthier money mindset. Learn how askfirmations—questions that guide the brain toward belief—can reduce resistance, release shame, and support steady financial growth throughout the year. Read more.
Secured Loans vs. Unsecured Loans Header - 01Secured Loans vs. Unsecured Loans: Key Differences & Benefits
January 7, 2026
Secured and unsecured loans provide different benefits to consumers, but have their drawbacks—here are the key differences between the two loan types. Read more.
Principal vs. Interest on Credit Cards and Loans Header - 01Principal vs. Interest on Credit Cards and Loans
January 5, 2026
When paying back a loan or credit card, you should think about your principal vs. interest. Read on to learn the differences and how they impact your debt. Read more.
10 Essential Budget Categories for Your Financial Needs Header - 0110 Essential Budget Categories for Your Financial Needs
January 2, 2026
If you’re trying to become more financially savvy, you may want to consider these ten budget categories to include in your monthly budget. Read more.
12 Legit Ways To Live Rent Free Header - 0112 Legit Ways To Live Rent Free
December 8, 2025
Living rent free is where others are helping you pay for your living expenses. We'll provide a list of possible ways to reach that goal of living rent free. Read more.
5 Ways to Pay Off Your Car Loan Faster Header - 015 Ways to Pay Off Your Car Loan Faster
December 5, 2025
Learn five effective ways to pay off your car loan faster, the pros and cons of paying it off quickly, and how paying off your auto loan may affect your credit score. Read more.
When do late payments fall off credit reportWhen Do Late Payments Fall Off Your Credit Report?
December 3, 2025
Late payments stay on your credit report for seven years from the original delinquency date. Learn how late payments impact your credit score, when they fall off, and steps you can take to remove inaccurate information. Read more.